============================ Local Classes Stress Management and Stress Treatment Stress Feed Financial Stress Relief======================= Financial Stress Relief In Hard Economic Times Today’s economic conditions call for some financial stress relief. The current state of the economy is due to excesses of lifestyle and government spending out of control. We need to get back to fiscal conservatism both personally and governmentally. By not living on the edge financially, we could avoid much of today’s fiscal woes and stresses. Personal and government responsibility must be acknowledged if we are to overcome the irresponsible mess we have created. Personally we should all be debt free except for a mortgage. We should have a significant reserve fund to weather unexpected expenses and job layoffs – nothing is guaranteed. Taking the equity out of one’s house is a bad financial move. Expecting an unending rise in the housing market is just plain ignorant. Credit card debt and excesses not paid for in cash are all ingredients to a financial meltdown both personally and government – look at Greece, America is replicating the same policies that have buried Greece in debt. We must take responsibility and make positive inroads to owning up to and paying off our debts. Financial Stress Relief Tips:============================= Stop buying on credit – pay cash or you can’t afford it Stop pulling equity out of our homes for toys and excesses Live within a budget, apply the rest to debt and reserve You don’t need a new car payment – hang on to car longer Don’t try to keep up with the Jones Stop buying expensive non-necessities $100+ cable – pare down services $100+ cell phone service necessary? $5 coffee drinks necessary? Eat out less, pack a lunch for work – Extra Income Interest Payments and Debt========================== Interest payments will consume your wealth with not much to show for it. Buckle down and live frugally until you have taken control of your finances, that is the best financial stress relief you can have. Write down every dollar you spend for a month and you will be amazed how much you are pissing away. Take the savings from the above list and apply it to your debts. You will be amazed how fast you can make inroads on paying off your debts. Our government is not a good example of responsibly handling money. Fiscal responsibility is needed here more than ever. Throwing money every which way to buy votes is reckless at best. Fannie Mae and Freddy Mac are the 2 social engineering projects that created the largest part of the mess our economy is in – sub-prime mortgages (votes for corrupt politicians). Banks were forced into lowering credit standards for loans to people who had no ability to make the payments. Political correctness overrode sensibility and now we are ALL stuck with the bill. Look at the Senators that took the “sweet heart loans” at below the going interest rate (payoff) so they would continue to push this fraud on the American people – especially the American taxpayer (only half of US citizens pay income tax – which half are you in?). Fannie and Freddie Mac are the biggestest financial drains on the US economy yet today! The financial mess is manageable on a personal level and governmental level. It takes living within our means and sticking to a budget. Currently our government (especially President Obama and the rest of the corrupt House and Senate) is spending money like drunken sailors (sorry sailors, no disrespect intended – just a well known analogy) on bail outs and socialism – payoffs to the unions, lawyers and every other group that voted him in. The way capitalism works is to reward the efficient, resourceful and creators and let the inefficient go out of business and the corrupt to jail....
What You Need to know about coronavirus The government tells us there is a virus they call it COVID-19. They tell us that it is highly contagious How does COVID-19 spread?“ People can catch COVID-19 from others who have the virus. The disease can spread from person to person...
Home Meditation in sleep, Welcomes to this guided sleep meditation for deep and fast asleep. Perhaps you are here because you have trouble falling asleep. Or possibly you are waking during the night and want to get back to sleep whatever your reason for being here. meditation into sleep...
Fitness-equipment-the-different-fitness-types-of-equipment-for-your-body Fitness Equipments: The Different Fitness Equipments for Your Body Today, more and more people want to have a great looking body for different reasons. Some people wants to have a great looking body in order to attract the opposite sex, some wants to have a great looking body...
Warming-up and Stretching: Routines that Have Taken the Backseat Warming-up and Stretching: Routines that Have Taken the Backseat People exercise or workout for various reasons. Many workout to build their muscles while others exercise to lose some weight and burn excess fat. While exercise indeed has many health benefits,...
Wooo Wooop! Just in time for my holiday! Miracle-weight-loss-supplements-your-partner-in-weight-loss Miracle-weight-loss-supplements-your-partner-in-weight-loss, Overweight and obesity are becoming very common these days and people try to attempt several methods to lose excess and unwanted weight. Overweight not only changes the way you look but also has comes with the possibility of health...
Forever Young: Anti-Aging — Why Not Me? Forever Young: Anti-Aging — Why Not Me? We’ve all heard the “fountain of youth” programs. There must be dozens of them: pills, creams, Bo-tox injections, etc. As aging baby boomers we’re in search of quick, perfect and easy “fountains” for...
We Enjoy Healthy Snacks and recipes Healthy snack recipes abound. There is a problem however with the way you think about snacks. Let’s explore what constitutes a healthy snack food then we will build them into healthy snack recipes. Fast Food Is Bad The first thing you have to admit...
New Ideas Into Healthy Eating Never Before Revealed Healthy eating, obsessing through the ideal diet is a battle that can’t be won on account of the damage to your wellbeing. It is very important to establish healthful eating habits at a rather young age. There are lots of reasons why...
[dropcap]D[/dropcap]on’t act so surprised, Your Highness. You weren’t on any mercy mission this time. Several transmissions were beamed to this ship by Rebel spies. I want to know what happened to the plans they sent you. In my experience, there is no such thing as luck. Partially, but it also...